IBPS PO / Management Trainee Exam Model Question Paper 3


Sample papers


Previous year Solved Question Paper Indian Bank Probationary Officers (P.O) Exam 2011

Subject – General Awareness

 




1. Which one of the following has decided to give guarantee for infra loans?

(a) IDBI                       (b) SBI                                   (c) IIFCL                     (d) SIDBI                    (e) None of these

2. In which one of the following States is the uranium project proposed to be set up?

(a) Manipur                (b) Meghalaya            (c) Orissa                    (d) Assam                   (e) Nagaland

3. Amongst 169 countries on Human Development Index which one of the following is India’s rank?

(a) 89                          (b) 91                          (c) 119                        (d) 129                                    (e) 138

4. What is ‘Kaveri’?

(a) India’s indigeneous aircraft engine          (b) India’s low cost laptop

(c) India’s Air to Air Missile                                     (d) India’s guided Surface to Air Missile

(e) Unmanned Aircraft acquired from Israel

5. An increasing finished good stock as % to sales of a manufacturing Company indicates that ……..

1. The market is getting competitive                         2. The quality of the goods is not upto the mark

3. The production cost has increased                         4. The production has decreased

(a) Only 1 and 2          (b) Only 2 and 3         (c) Only 3 and 4          (d) Only 3                   (e) Only 4 and 1

6. Which one of the following has got RBI nod to issue prepaid cards to its clients?

(a) LIC                                    (b) GIC                        (c) SIDBI                    (d) NABARD             (e) None of these

7. For which one of the following reasons is an amendment in Companies Bill 2009 proposed?

(a) To provide more powers to Department of Company Affairs

(b) To provide regulatory powers to Department of Company Affairs

(c) To make Indian Accounting Standards applicable with effect from 1.4.2011

(d) To ensure smooth convergence of the Indian Accounting Standards with IFRS

(e) None of these

8. as per recent newspaper reports, India’s public debt rises 2.85 per cent to Rs. 28 lakh crore. Which one of the following is the reason that has forced commercial banks to buy Government securities?

(a) Lack of credit growth                               (b) Increase in credit growth

(c) Raising of repo rate                                  (d) raising of reverse repo rate

(e) None of these

9. In which one of the following States Sariska Tiger Reserve is located?

(a) M. P.                      (b) U. P.                      (c) Orissa                    (d) Gujarat                  (e) Rajasthan

10. On which one of the following characters, Biometric security is based?

(a) Finger prints and palm recognition only

(b) Face recognition and voice recognition only

(c) Hand writing and manual recognition only

(d) Only (a) and (b)

(e) All (a), (b) and (c)

11. on which one of the following ‘Head of Expenses’, the expenses of the Government of India are highest?

(a) Food subsidy                                             (b) Fertilizer subsidy

(c) Pradhan Mantri Gram Sadak Yojana       (d) Maintenance of national highways

(e) Oil subsidy

12. Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP)?

(a) IMF                       (b) UNDP                    (c) UNICEF                (d) ADB                      (e) None of these

13. Which of the following carries out ‘Open Market Operations’?

(a) Finance ministry                                       (b) External Affairs Ministry

(c) Reserve Bank of India                              (d) planning Commission

(e) Ministry of Commerce

14. Who among the following Ministers will hold telecom portfolio in addition to his own portfolio till next Reallotment?

(a) Kamal Nath           (b) Kapil Sibal            (c) Pranab Mukherjee (d) Mamta Banerjee   (e) None of these

15. Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?

(a) RBI Act                                                     (b) Banking Regulation Act

(c) Essential Commodities Act                      (d) RBI and Banking Regulation Act

(e) None of these

16. Which one of the following tools is used by RBI for selective credit control?

(a) It advises banks to lend against certain commodities

(b) It advises banks to recall the loans for advances against certain commodities

(c) It advises banks to charge higher rate of interest for advance against certain commodities

(d) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable

(e) None of these

17. For which one of the following Loan Products ‘teaser loans’ are offered by Banks?

(a) Education Loans                                       (b) Commercial Loans

(c) Loans against security of gold                 (d) Retail Trade Loans

(e) Home Loans

18. The Commonwealth Games 2010 were held in Delhi from October 3 to 14, 2010. Who amongst the following picked up the Game’s first gold medal?

(a) Augustina Nwaokolo                                (b) Ravinder Singh

(c) Azhar Hussain                                           (d) Carol Huynh

(e) None of these

19. In which one of the following cities was the recent meet of G-20 Countries organized?

(a) Tokyo                    (b) Seoul                     (c) London                  (d) Beijing                  (e) Singapore

20. As per recent newspaper reports, which one of the following countries (among the given) has highest literacy rate?

(a) India                      (b) Sri Lanka              (c) China                     (d) Vietnam                (e) Bangladesh

21. A saving Bank Deposit Account is one where ……….

(a) Amounts are deposited and are withdrawn as per requirement of the customers

(b) The deposits are made only once in a year

(c) Periodical Fixed amount are deposited month wise and with drawls are allowed after a fixed period

(d) All the above

(e) None of these

22. Who is the Chief Minister of Maharashtra at present?

(a) Ashok Chavan                                           (b) R. R. Patil

(c) Vilasrao Deshmukh                                  (d) Sushil Kumar Shinde

(e) None of these

23. The expansion of CDMA is ……….

(a) Calculated Division of Many Applications

(b) Computer Divided Multiple Access

(c) Code Diversified Memory Applications

(d) Code Division Multiple Access

(e) None of these

24. ‘Merdeka Cup’ is associated with the game of ………..

(a) Tennis                   (b) hockey                   (c) Badminton            (d) Cricket                  (e) Football

25. Which of the following is a financial asset?

(a) Gold                                                          (b) Silver

(c) Shares in a demat account                        (d) Land & buildings

(e) None of these

26. Zero balance account is generally allowed to be opened for ………

(a) Salaried class                                            (b) Businessmen

(c) Foreign customers                                    (d) Children

(e) Senior Citizens

27. In Deposits Account ‘KYC’ (Know your Customer) has been implemented in 2002 as per directive of …………

(a) IBA                                                            (b) RBI

(c) Ministry of Finance                                  (d) SEBI

(e) IRDA

28. The regulator of the banking system in India is ……..

(a) AMFI                                                         (b) Ministry of Finance

(c) SEBI                                                          (d) IBA

(e) RBI

29. Ten Rupee notes contain the signature of ………

(a) Finance Secretary, GOI                            (b) Chairman, State Bank of India

(c) Governor, Reserve Bank of India                         (d) Finance Minister, GOI

(e) Prime Minister

30. Statue of Liberty is the national monument of ……….

(a) Italy                       (b) Australia               (c) France                   (d) Denmark               (e) USA

31. Which one of the following may be the consequence of buying forex in the marked by the RBI?

(a) It leads to inflation                                   (b) It leads to control over inflation

(c) It does not affect inflation                                    (d) it results into deflation

(e) None of these

32. Under provisions of which one of the following Acts, the Reserve bank of India has the power to regulate, supervise and control the banking sector?

(a) RBI Act                                                     (b) Banking Regulation Act

(c) Negotiable Instrument Act                       (d) RBI and Banking Regulation Act

(e) None of these

33. Who amongst the following is the author of the book ‘The God of Small things’?

(a) Chetan Bhagat       (b) V. S. Naipaul        (c) Namita Gokhale    (d) Kiran Desai           (e) Arundhati Roy

34. Which one of the following has proposed $ 11 billion infrastructure debt fund?

(a) NABARD                                                  (b) SBI

(c) RBI                                                            (d) Ministry of Finance, Govt. of India

(e) Planning Commission

35. Myanmar’s pro-democracy leader Suu Kyi is a ………

(a) 42 years old politician                              (b) Bharat Ratna

(c) Military General                                       (d) Nobel Prize winner

(e) None of these

36. Which one of the following factors influence working capital of a unit?

(a) Seasonality of operations only                 (b) production Policy only

(c) Suppliers Term only                                 (d) Only (a) and (b)

(e) All (a), (b) and (c)

37. One of the following states is a major producer of spices …….

(a) Karnataka              (b) Tamil Nadu           (c) Kerala                    (d) Gujarat                  (e) Manipur

38. The NAV of a mutual fund ……

(a) Is always constant                                                 (b) Keeps going up at a steady rate

(c) Fluctuates with market price movements            (d) Cannot go down at all

(e) None of these

39. The expansion of TRAI is ………..

(a) Telecom Regulations and Inspection       (b) Transport Regulatory Authority of India

(c) Train Regulatory Authority of India        (d) Telecom Regulatory Authority of India

(e) Transfer Regulations Act of India

40. ASBA, a facility while applying / submitting an application for purchase of shares under a public issue, is ……….

(a) Applications Simple Balance Amount     (b) Amount Saved and Balance in Account

(c) Already Savings blocked Amount            (d) Applications Supported by Blocked Amount

(e) None of these

41. Loan against the security of immovable property is by executing an agreement of ………

(a) Assignment           (b) Pledge                   (c) transfer                  (d) mortgage               (e) None of these

42. Credit Rating …….

(a) Is used to rate the borrowers while giving advances

(b) Is used to work out performance of the employees

(c) Is used to calculate the number of excellent audit rated branches

(d) Is NOT used in any Bank

(e) is necessary before giving promotion to employees

43. Who amongst the following is the recipient of the ‘Dadasaheb Phalke Award 2010’?

(a) Javd Adhtar                                               (b) Amitabh Bachchan

(c) Gulzar                                                       (d) Hema malini

(e) None of these

44. In corporate hedging, which one of the following types of risks can be covered?

(a) Liquidity risk        (b) Currency risk        (c) credit risk              (d) transaction risk     (e) None of these

45. Bank of Rajasthan is now merged with which of the following banks?

(a) AXIS Bank            (b) IDBI Bank             (c) ICICI Bank            (d) HDFC Bank          (e) None of these

46. As per GDP figures on calendar year basis, according to World Bank, which one of the following economies will have highest GDP growth in the year 2011?

(a) US                         (b) China                     (c) Japan                     (d) India                      (e) Brazil

47. In respect of infrastructure bonds issued under provisions of Section 80 CCF of the Income Tax Act, what is the maximum amount (Rs. In thousands), upto which these bonds can be covered?

(a) 30                          (b) 20                          (c) 40                          (d) 50                          (e) None of these

48. which of the following is the full form of the abbreviation ‘IFRS’ as used in corporate /finance sector?

(a) Indian Financial Reconciliation Standards

(b) Interpretation and Formal Reporting System

(c) International Financial Reporting Standards

(d) International Financial Reporting System

(e) None of these

49. As per the new guidelines issued by SEBI, companies are required to list shares within how many days of the closure of the Initial Public Offers (IPOs)?

(a) 60 days                  (b) 12 days                  (c) 30 days                  (d) 45 days                  (d) none of these

50. RTGS stands for ………….

(a) Real time gross settlements                     (b) Reduced time gross settlements

(c) Relative time gross settlements               (d) real total gross securities

(e) None of these

Answer these Questions:-

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10

C

C

C

A

A

A

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A

E

D

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A

C

C

B

B

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A

B

D

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30

A

E

D

E

C

A

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C

E

31

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40

A

B

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C

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D

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50

D

A

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B

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B

E

C

D

A



 



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